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Jim Sellers, Attorney At Law

40+ Years of experience in Personal Injury Law in both Washington and Oregon

auto insurance requirments in state of washington

auto insurance minimum requirements in washington stateThere are minimum insurance requirements in both Washington (for Oregon state minimum requirements, click here). This section is intended to give you some idea of what kind of auto insurance that an at-fault driver might have if the driver is complying with the law. This section is not intended to help determine what is required to comply with minimum requirements, which can vary.

In the State of Washington, auto insurance must be provided in the following limits:

Injury Insurance Claims Attorney$25,000 of bodily injury or death of 1 person in any 1 accident.
Injury Insurance Claims Attorney$50,000 of bodily injury or death of any 2 people in any 1 accident.
Injury Insurance Claims Attorney$10,000 of injury to or destruction of property of others in any 1 accident.

Washington state underinsured pipIn Washington Underinsured Motorists coverage and PIP coverage are mandatory offerings, and accompany the liability coverage unless UIM and PIP are waived in writing.


In Washington, these vehicles are excepted from the liability limits if registered as any of the following:

Injury Insurance Claims AttorneyMotorcycle. (RCW 46.04.330)
Injury Insurance Claims AttorneyMotor-driven cycle. (RCW 46.04.332)
Injury Insurance Claims AttorneyMoped. (RCW 46.04.304)
Injury Insurance Claims AttorneyHorseless carriage over 40 years old (RCW 46.18.255)
Injury Insurance Claims AttorneyState or publicly-owned vehicle. (RCW 46.16.020)
Injury Insurance Claims AttorneyCommon or contract carrier with the Washington Utilities and Transportation Commission (buses, etc).

Commercial vehicles, such as 18-wheelers, generally have $1,000,000 in liability coverage.


Personal Injury Law Firm that cares

auto insurance minimum requirements in state of washingtonOur law firm, with its highly experienced attorney and staff, take great pride in helping injured people recover not only from their accidental injuries, but also recover their lives after such traumatic circumstances. There is no fee to call us and discuss your case, or other matters with regards to your injury, including: claim processing through insurance companies, claim valuation and worth, establishing negligence in personal injury cases, civil justice system for personal injury cases, and/or wrongful death personal injur claims. There is no fee for initial consultation and this free consultation is provided with no obligation whatsoever.


Contact a highly experienced accident attorney today to evaluate your options for recovery for damages

If you need an accident attorney in Washington or Oregon, you can hardly find anyone as experienced and knowledgeable as Mr. James Sellers, with more than 40 years of experience. If you've been in a motor vehicle accident and you are uncertain what you next step should be to file a claim for damages, please fill out our free case consultation or call us to speak with Mr. Sellers for an informal discussion regarding your options.